BSMG ONE Idea: LTC Conversation: Guide to Comparing Coverage Options
BSMG
Long Term Care,
Retirement Planning Strategies
No Comments
9 Feb 2026
Has this ever happened to you? Towards the end of a meeting or phone call with your client, the conversation naturally drifts to other topics. In this instance, your client mentions being overwhelmed by the process of finding an assisted living facility for a parent facing health issues.
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BSMG ONE Idea: 2026 Exemption Planning
BSMG
Life Insurance,
Retirement Planning Strategies
No Comments
22 Jan 2026
BSMG ONE Idea: Why "Buy Term and Invest the Difference" No Longer Holds Up
BSMG
Life Insurance,
Retirement Planning Strategies
No Comments
8 Jan 2026
Advisors and clients continue to advocate for "buy term and invest the difference" or BTID. It can look great on a spreadsheet.
In real life, it's a much different story!
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