Top 10 Helpful Hints for the Broker
BSMG
Life Insurance,
Underwriting,
Insurance Industry News,
Risk Differentiation Underwriting
No Comments
27 Jul 2023
Applying for life insurance can be an arduous process for clients. By setting expectations, you can help your clients avert any pain points and create a more positive experience. Check out these “Helpful Hints” from NAILBA to make sure your clients know what to expect.
Read MoreThe Ultimate Cover Letter for the Underwriting Process
BSMG
Life Insurance,
Underwriting,
Insurance Industry News,
Risk Differentiation Underwriting
No Comments
27 Jul 2023
In those instances where the case submitted isn’t as black and white as one would hope, a well thought out cover letter inclusive of case details will aid in the underwriting process. We worked with our underwriters at Lincoln Financial to provide some guidelines
Read MoreImpaired Risk Series Iss. 1 - Approach to a Severely Under Water Plan
BSMG
Underwriting,
Risk Differentiation Underwriting
No Comments
18 Jan 2017
The Challenge:
The client, a highly successful business owner in his 70’s, was sold a permanent life insurance policy funded through a Premium Financing arrangement. He had become concerned about the current performance and whether or not it was still the best product for his situation. With a shared concern, his agent dug deeper. What he found as he dug into the details of the case was a very challenging situation, one which needed fixing.
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