BSMG Blog: Protecting the Future of Families and Businesses

Posts by Brokers' Service

Lincoln VUL One & SVUL One (2019) Reprice

Effective February 16, 2021 and in conjunction with the launch of Lincoln VULONE (2021) and Lincoln SVULONE (2021), Lincoln is announcing pricing updates on the current Lincoln VULONE (2019) and Lincoln SVULONE (2019) to align with the 2021 product pricing.

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Coming Soon – Lincoln MoneyGuard Market Advantage (VUL)

Effective February 16, 2021, Lincoln will introduce the next generation in long-term care planning and expand its MoneyGuard portfolio with the launch of Lincoln MoneyGuard Market AdvantageSM, pending state and firm approvals. Lincoln MoneyGuard Market AdvantageSM is a variable universal life insurance policy with a long-term care rider.

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Coming Soon – Lincoln VULONE (2021) and Lincoln SVULONE (2021)

Our new Lincoln VULONE (2021) suite launches on February 16! It’s the same Lincoln VULONE you’ve always relied on, now with more options. You can continue to offer guaranteed lifetime death benefit protection with market-driven growth potential, while also offering options that can reduce cost and increase your cash value and death benefit protection.

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Transamerica Exiting the Standalone LTC Market

As announced December 10, 2020, on Capital Markets Day by Aegon CEO Lard Friese, Transamerica will discontinue sales of our individual, standalone Long Term Care (LTC) business on March 31, 2021.

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Critical Information Center

Critical Information Center

On our BSMG website you will now find a comprehensive page that includes updates and important content from us, our carrier partners and others in the industry. It’s important that you have access to the most up to date, trusted information from a variety of sources. 

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Excess Drinking Doesn't Have to Equal Declines

Happy St. Patrick's Day!

In the spirit of St. Patrick’s Day, a holiday known for more than excessive consumption of corned beef… we thought this to be an appropriate day to discuss alcohol related underwriting issues.

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Cash Value Life Insurance & Managing Multiple IRAs: BSMG's Russ Towers Publishes 2 New Articles at LifeHealthPro.com

BSMG's VP of Business & Estate Planning, Russell E. Towers, J.D., CLU, CHFC has recently published two very popular articles on LifeHealthPro.com.

Both have been widely shared on social media, and for good reason, they provide valuable insight into how advisors can help clients meet their financial needs using life insurance and annuities.

Here's Why Cash Value Life Insurance is a Superior Product

Russ' February 26 piece, titled "Here's why cash-value life insurance is a superior product" clearly relays the many tax, financial, and legal/contractual advantages of cash-value life insurance that make it a unique and attractive asset class. 

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