According to the 2015 Insurance Barometer Study by Life Happens and LIMRA, more than 40% of Americans have no life insurance!
Clients need to be reminded of the need to include life insurance in their financial plans. One way to apporach the topic of life insurance is to illustrate how term life is different from whole life products.
Term insurance costs less that whole life and still provides the same level of protection that can potentially help pay off a mortgage, student loans, auto loans, credit cards, cover college tuition, and sustain a family's standard of living.
Check out this quick video from Legal & General America to learn more about their lower term rates.